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Despite global efforts to transition away from fossil fuels, the Organization of the Petroleum Exporting Countries (OPEC) has issued a clear message: the oil era is far from over. In its latest World Oil Outlook, OPEC projects that global oil demand will rise from 104 million barrels per day in 2024 to nearly 123 million … Read more
In a historic move, Bitcoin surged past $112,000 on Thursday, setting a new all-time high as risk assets rallied across the board. The sharp rise came amid an environment of geopolitical uncertainty, including a fresh round of tariff threats from President Trump and mixed signals from the Federal Reserve about the future of interest rates … Read more
Eurozone bond yields declined this week, driven primarily by global factors rather than regional economic changes. In particular, Germany’s benchmark 10-year Bund yield fell by 4 basis points to 2.578%, reversing part of last week’s spike tied to concerns about UK gilt markets and U.S. jobs data. Why Are Yields Dropping? What It Means for … Read more
In today’s financial landscape, personal debt has become the norm. Credit cards, personal loans, auto financing, and “buy now, pay later” services make borrowing money easier than ever. But while debt can sometimes serve a purpose, the reality is that the costs of debt will exceed the benefits for your long-term financial health. There is, however, one notable … Read more
The euro’s significant appreciation in 2025 is beginning to exert pressure on the earnings of European companies. As the second-quarter earnings season unfolds, analysts anticipate weaker profitability across several key sectors, driven by the dual challenges of a stronger currency and softening demand. Recent analysis from Bank of America suggests that the combination of a … Read more
President Donald Trump issued another set of trade letters on Wednesday, expanding his tariff agenda to include new potential duties on countries ranging from the Philippines to Moldova. The letters, which bring the total released this week to 20, propose tariffs between 20% and 30%, set to take effect on August 1. The six letters … Read more
Traditional savings accounts are widely used to stash emergency funds safely, backed by federal insurance. Yet with interest rates often between 0.01% and 0.10%, these accounts struggle to keep up with average inflation (~2%), which eats into your money’s real value over time and shows the disadvantages of saving money in the bank. Why Saving in … Read more
When managing your finances, saving vs. investing is a main dilema and it’s crucial to understand the distinction between the two. Saving typically involves placing money in a secure bank account for short-term use, while investing allocates funds into assets like stocks, bonds, or real estate with the aim of long-term growth. Savings accounts offer low … Read more
Introduction Why ETFs? Investing in the right financial instruments is key to building a secure and profitable future. One of the most efficient and cost-effective ways to diversify and grow your portfolio is by investing in ETFs (Exchange-Traded Funds). They offer a broad range of asset exposure, including stocks, bonds, commodities, and more, making them … Read more