How Much Money You Should Save Each Month? Simple Formula

Money

Key Takeaways How much should I save each month? The standard answer is 20% of take-home pay, tweaked for your goals and debt. Others employ the 50/30/20 rule, creating an emergency fund of 3 to 6 months of expenses along the way. On $3,000 net, that means $600 divided between emergency cash, retirement, and near-term … Read more

Personal Finance for Beginners: The Complete 2026 Guide

wallet

Key Takeaways Personal Finance for Beginners is an easy-to-implement plan for taming your money, creating goals you can stick with, and cultivating habits that are sustainable. It details income streams, what spending to monitor, the value of an emergency fund, and where debt belongs in an uncomplicated budget. To build wealth, it clarifies savings rates, … Read more

Bitcoin Price Drop Sends It Below $86K Amid Heavy Selloffs

Bitcoin

The global crypto market entered another turbulent stretch as the bitcoin price drop accelerated sharply on Friday, sending the world’s largest cryptocurrency below $86,000 for the first time since April. The downturn caps nearly a month of persistent weakness, with the market struggling to attract new buyers and the strong momentum from earlier in the … Read more

Poland’s Economic Growth Pushes It Into the Global Top 20

Donald Tusk

In mid-November, during a major corporate banking forum at the Warsaw Stock Exchange, CEO Tomasz Bardziłowski announced a milestone few believed possible just a decade ago: Poland’s economic growth has officially enabled the country to enter the world’s Top 20 largest economies. For a country that, in 1990, ranked only 38th globally and was still … Read more

Why Former Founder of Wingstop UK Tom Grogan Returned to Work After a £400 Million Exit

Wing Stop

When British entrepreneur Tom Grogan sold his majority stake in Wingstop UK for around £400 million ($532 million), many assumed he had secured the relaxing early retirement people fantasize about. But Grogan soon discovered that life after a major exit can feel surprisingly empty. After spending seven intense years building Wingstop UK—from cold-emailing the U.S. … Read more

ETF taxes explained simply for beginners

paper. calculator and a pen

Key Takeaways ETF taxes explained is how exchange-traded funds are taxed on dividends, capital gains, and selling shares at a gain. Tax treatment varies by fund structure, the index methodology and your holding period. Dividends can be qualified or ordinary, at differing rates. ETFs typically have lower capital gains because of in-kind redemptions, but investors … Read more

AI Investment Boom: U.S. Tech Giants Spend €115B

laptop

America’s leading tech companies are spending at unprecedented levels, with a collective €115 billion ($133 billion) directed toward innovation and research in 2025 — a figure larger than half the entire annual EU budget which accelerates the AI investment boom and hype. According to El Diario, Meta, Google, Microsoft, and Apple have already committed massive … Read more