Last Updated on August 17, 2025
Investing with Degiro offers an affordable, easy-to-use platform for beginners and experienced investors alike. In this guide, we’ll walk you through how to invest with Degiro step-by-step, so you can confidently start building your portfolio and growing your wealth. Whether you’re looking to buy stocks, ETFs, or bonds, this guide covers everything from account setup to managing your investments efficiently.
Setting Up Your Degiro Account – Registration, Verification, and Supported Countries
To begin investing with Degiro, you first need to create an account. The registration process is straightforward—visit Degiro’s website or app, enter your personal details, and complete the required identity verification. Degiro complies with regulatory standards, so you’ll need to upload valid ID and proof of address. This process usually takes a few days to complete but ensures your account is secure and ready for trading.
Supported Countries
Degiro is available for investors primarily across Europe. Residents of countries such as the Netherlands, Germany, France, Spain, Italy, Belgium, Austria, Sweden, Norway, and Finland can open accounts with Degiro. While Degiro continues to expand its reach, currently it mainly serves investors domiciled in the European Economic Area (EEA). It’s important to check Degiro’s website for the latest country availability before starting your registration process. Our experience shows that it might be possible to register even if you are not a citizen of one of the supported countries. We registered through the Irish Degiro website and then entered our regular personal information from an unsupported country. Then the registration proceeded and in a couple of days we were able to deposit money and start investing.
Funding Your Account and Understanding Fees
Once your Degiro account is active, the next step is to fund it. Degiro supports multiple payment methods, including bank transfers. Before investing, familiarize yourself with Degiro’s fee structure, which is among the lowest in the industry. Fees vary by market and product but generally include low transaction costs and no custody fees for many assets. Understanding these fees will help you invest more strategically and avoid unexpected costs.
Include relevant data/statistics:
- Degiro charges as low as €2 + 0.03% per trade on European stocks
- No inactivity fees for dormant accounts
- DEGIRO does charge a Connectivity Fee for trading on exchanges outside your home market. This fee is applied annually and is calculated as either 0.25% of your total portfolio value or a maximum of €2.50 per exchange, whichever is lower. For example, if your account value is €5,000 and you trade on the London Stock Exchange, you would pay €2.50 for that exchange. If you also trade on the New York Stock Exchange, you would pay an additional €2.50, totaling €5.00 for the year.
Navigating the Degiro Platform – Placing Your First Trade
Degiro’s user-friendly interface allows you to search for securities quickly and place orders with ease. To place your first trade, log in, use the search bar to find your desired stock or ETF, and select your order type (market, limit, stop). Review the order details and confirm your purchase. Degiro also offers useful tools like watchlists and real-time price alerts to help you monitor market movements effectively.
Exploring Investment Options Available on Degiro
Degiro provides access to a broad range of investment products including stocks, ETFs, bonds, mutual funds, and options. Notably, Degiro offers commission-free ETF trading for selected ETFs, making it ideal for long-term investors building a diversified portfolio. Knowing which assets suit your goals and risk tolerance is essential for a successful investment journey.
Managing and Monitoring Your Portfolio on Degiro
Effective portfolio management on Degiro involves regularly reviewing your holdings, rebalancing as needed, and setting up alerts for important price movements or news. Degiro’s portfolio overview gives clear insights into your asset allocation and performance over time. By staying proactive, you can make informed decisions and optimize your investment returns.
You can also choose to sell your assets from a regulated segment of the market which is important for some EU countries for taxing purposes.
Final thoughts
Investing with Degiro is a cost-effective way to access global markets and grow your wealth. The ability to sell your assets when the time comes on a regulated segment of the exchange is a big plus as this might allow you to skip paying capital gains tax in some EU countries. Degiro is a big platform with good history which gives our team confidence to use it for parts of our portfolio.
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